Designed for business professionals and students, this easy-to-use financial calculator delivers powerful calculation capabilities and memory. Key features: Time-Value-of-Money (TVM) calculations Amortization schedules Cash flow analysis, net present value (NPV) and internal rate of return (IRR) Depreciation using four different methods Breakeven, profit and percentage difference calculations Second key feature to quickly calculate terms Product comes with a protective cover
The TI-BA II Plus Financial Calculator offers a wide range of built-in functions to handle financial calculations and mathematical analyses. It can solve time-value-of-money problems such as annuities, mortgages, leases and savings, as well as generate amortisation schedules. Cash flow analysis can be performed for up to 24 uneven cash flows with high frequencies, and the unit calculates NPV and IRR.
The user can choose between two day counting methods (actual/actual or 30/360) to calculate bond prices or yield to maturity. Four amortisation methods are available (SL, SYD, DB, DB with SL crossing) as well as amortisation schedules and bond prices. The prompted display guides the user through the financial calculations and shows the current variable and label.
The unit also has a BGN/END payment setting, interim year function and the ability to store up to ten user memories. The large ten-digit display makes it easy to see the results, and list-based statistics offer both one- and two-variable analysis with four regression options (linear, logarithmic, exponential and power). For mathematical calculations, the device supports trigonometric functions, natural logarithms and powers.
The product comes with a protective cover that protects the device from dirt, dust and damage when not in use, ensuring that it is kept in good condition and has a long shelf life.